Low Cost Funeral: A Gentle Guide for the Bereaved

Low Cost Funeral


Losing a loved one is never easy, and it’s even harder when you’re worried about the costs involved in saying a proper goodbye. Funerals can be expensive, but there are ways to organise a heartfelt send-off without breaking the bank. This guide is here to help you navigate through this difficult time with some practical advice on low-cost funerals.

The Reality of Funeral Costs

The Rising Prices

In the UK, the cost of funerals has been steadily rising over the years. According to SunLife’s Cost of Dying Report 2020, the average cost of a basic funeral is now £4,417. This can be a hefty sum for many families, especially when it comes unexpectedly.

The Financial Strain

The financial strain of organising a funeral can add additional stress to an already emotional time. It’s not uncommon for families to struggle with these costs, and some even go into debt trying to organise a fitting farewell. But remember, a meaningful goodbye doesn’t have to be expensive.

Exploring Affordable Options

Direct Cremation

One of the most affordable options available is direct cremation. This is where the body is cremated without a funeral service, and the ashes are returned to the family. This option allows families to say goodbye in their own way, perhaps through a private memorial service or scattering of the ashes, without the hefty price tag of a traditional funeral.

DIY Funerals

Another option to consider is a DIY funeral. This involves families taking care of the arrangements themselves, from transporting the body to organising the service. It can be a more personal and intimate way to say goodbye, but it does require a bit more effort and coordination from the family.

Navigating Funeral Planning

Seeking Help

When planning a low-cost funeral, it’s essential to seek help and advice. There are numerous charities and organisations, such as The Natural Death Centre and Quaker Social Action, which can provide guidance and support during this difficult time.

Discussing Wishes

It’s also crucial to have open discussions with family members about their funeral wishes, preferably before the need arises. Knowing their preferences for a simpler, more cost-effective goodbye can alleviate some of the pressures and uncertainties when the time comes.

Utilising Online Platforms

One platform that has been instrumental in assisting families with affordable funeral options is Simple Send-Offs, a funeral director based on the Wirral. They offer a range of low-cost, straightforward cremation options, helping families to organise a dignified farewell without unnecessary expenses. Their services start from just £995, providing a much-needed alternative to more costly traditional funerals.

Online Fundraising

In some instances, families turn to online fundraising to help cover funeral costs. Websites like GoFundMe allow individuals to create campaigns where friends, family, and even strangers can contribute financially to help ease the burden.

The Importance of Emotional Support

Leaning on Loved Ones

In times of grief, emotional support becomes paramount. It’s essential to lean on friends, family, and loved ones, sharing memories and stories about the departed. Sometimes, a simple conversation or a shared memory can provide a level of comfort that is much needed during such times.

Community Involvement

Engaging with your community, whether it’s a religious group, a local club, or a social gathering, can also provide a network of support. Often, communities come together to assist bereaved families, offering both emotional and practical help, such as organising memorial events or providing meals.

Legalities and Paperwork

Handling the Legal Side

Dealing with legalities and paperwork is an inevitable part of organising a funeral. From registering the death to handling the will, it’s crucial to ensure all legal aspects are managed correctly. Local councils and government websites can offer guidance on the necessary steps to take following a death.

Seeking Professional Advice

Sometimes, seeking professional advice from a solicitor or a funeral director, even for just a few aspects of the funeral, can help navigate through the legal and administrative tasks more smoothly. They can guide you on aspects like probate, estate management, and other legalities that may arise.

Memorialising on a Budget

Creating Lasting Memories

Memorialising a loved one doesn’t have to be expensive. Simple, heartfelt gestures often hold the most meaning. Creating a memory box, planting a tree in their memory, or even crafting a homemade memorial stone can be touching ways to remember them without incurring extra costs.

Online Memorials

In our digital age, online memorials have become increasingly popular. Creating a virtual space where friends and family can share memories, photos, and messages can be a cost-effective way to remember and celebrate the life of the departed. Websites like ForeverMissed allow users to create free online memorials.

Practical Tips for Saving Costs

Price Comparisons

When planning a funeral, don’t be afraid to shop around and compare prices. Different funeral directors and service providers may offer varying prices for similar services. Ensure to ask for an itemised quote to understand what’s included in the cost.

Utilising Government Schemes

In the UK, there are government schemes available to help with funeral costs, such as the Funeral Expenses Payment for individuals on certain benefits. It’s worth exploring these options and checking eligibility to alleviate some financial pressures.

Conclusion: Saying Goodbye with Dignity

Organising a funeral on a budget doesn’t mean compromising on respect, love, and dignity. There are numerous ways to say a meaningful goodbye without substantial costs. Whether it’s opting for a direct cremation, organising a DIY funeral, or seeking assistance from platforms like Simple Send-Offs, remember that the essence of saying goodbye lies in the love and memories shared, not in the price tag attached.

Note: Always ensure to verify facts and figures as they can change and may be subject to various factors. This article is a general guide and not professional advice. Always seek expert advice where necessary.